據國家(jia)(jia)金融(rong)監(jian)督管(guan)理(li)總局(ju)，6月8日，國家(jia)(jia)金融(rong)監(jian)督管(guan)理(li)總局(ju)局(ju)長(chang)李云澤在第十四屆陸家(jia)(jia)嘴(zui)論(lun)壇上(shang)發表主題演講(jiang)。

　　在習近(jin)平(ping)新時代中國(guo)特色社(she)會主義(yi)思想指引(yin)下，我(wo)們(men)始終堅持黨對金融(rong)工作的(de)全面領導，將(jiang)服(fu)務實體經(jing)(jing)濟(ji)作為金融(rong)立(li)業之(zhi)本，金融(rong)改革發(fa)展取得(de)顯著(zhu)成就，防范化解金融(rong)風(feng)險(xian)攻堅戰(zhan)取得(de)重要階段性成果。我(wo)們(men)建(jian)成了全球最大的(de)銀(yin)行體系，第二大保險(xian)、股票和債券市場(chang)，普(pu)惠金融(rong)走到世界(jie)前列，為經(jing)(jing)濟(ji)社(she)會長期(qi)穩定健(jian)康發(fa)展提(ti)供了有力支撐。今年以來，我(wo)國(guo)經(jing)(jing)濟(ji)發(fa)展回升向好(hao)態(tai)勢持續鞏(gong)固(gu)，市場(chang)需(xu)求逐步恢(hui)復，積極因(yin)素不斷增多(duo)，彰顯出強大的(de)韌性和活力。

　　順應新(xin)形勢(shi)新(xin)要求，以習近平同志(zhi)為核心的黨中(zhong)央總攬(lan)全局、審(shen)時度勢(shi)，作出(chu)了組建國家金融監(jian)督管理總局的重大(da)決策。我們將堅決扛起(qi)新(xin)時代金融監(jian)管的職責(ze)使命，以新(xin)機構新(xin)氣象新(xin)建樹，當好貫(guan)徹(che)黨中(zhong)央、國務院(yuan)決策部署的執行者、行動(dong)派(pai)、實干(gan)家，完整、準確、全面(mian)貫(guan)徹(che)新(xin)發(fa)展(zhan)理念，助(zhu)力加快構建新(xin)發(fa)展(zhan)格局，推(tui)動(dong)高質量發(fa)展(zhan)取得新(xin)成效(xiao)。

　　一(yi)(yi)、切實提升服(fu)務實體(ti)經(jing)濟(ji)有(you)(you)效性(xing)。經(jing)濟(ji)是肌體(ti)，金(jin)(jin)融是血脈，兩(liang)者共生共榮。我們將緊抓恢復和(he)擴大(da)有(you)(you)效需求(qiu)這個關鍵(jian)，持(chi)續優化(hua)(hua)和(he)改(gai)善金(jin)(jin)融服(fu)務。加大(da)新(xin)(xin)型(xing)消費和(he)服(fu)務消費金(jin)(jin)融支持(chi)，促進(jin)新(xin)(xin)能源汽(qi)車、綠(lv)色家電(dian)等大(da)宗消費。強化(hua)(hua)對投(tou)(tou)資的融資保障(zhang)，支持(chi)超(chao)大(da)特大(da)城市(shi)城中村(cun)改(gai)造(zao)和(he)“平急兩(liang)用”公共基礎(chu)設(she)施等重(zhong)大(da)項目建(jian)設(she)。改(gai)進(jin)對外貿易信貸和(he)出口(kou)信用保險(xian)服(fu)務，助力(li)企(qi)業(ye)(ye)穩訂單拓市(shi)場。緊隨新(xin)(xin)一(yi)(yi)輪(lun)科(ke)技革(ge)命(ming)步伐，加大(da)對高水(shui)平科(ke)技自(zi)立自(zi)強的支持(chi)力(li)度，促進(jin)“科(ke)技—產業(ye)(ye)—金(jin)(jin)融”良性(xing)循(xun)環。抓住新(xin)(xin)領域新(xin)(xin)賽道蘊藏的新(xin)(xin)機遇，持(chi)續增加先進(jin)制造(zao)業(ye)(ye)、戰略性(xing)新(xin)(xin)興產業(ye)(ye)、傳統產業(ye)(ye)轉型(xing)升級等重(zhong)點領域金(jin)(jin)融供給(gei)，有(you)(you)力(li)支持(chi)加快(kuai)建(jian)設(she)現代化(hua)(hua)產業(ye)(ye)體(ti)系。堅(jian)持(chi)“兩(liang)個毫不(bu)動搖”，優化(hua)(hua)民(min)間投(tou)(tou)融資環境，強化(hua)(hua)民(min)營企(qi)業(ye)(ye)金(jin)(jin)融服(fu)務，呵護(hu)好民(min)營企(qi)業(ye)(ye)創業(ye)(ye)發(fa)(fa)展的激情(qing)。大(da)力(li)發(fa)(fa)展普惠金(jin)(jin)融，助力(li)市(shi)場主體(ti)提信心添(tian)活力(li)。

　　二、奮(fen)力開創金(jin)融監(jian)(jian)管(guan)(guan)(guan)工作新局(ju)面。加強和完(wan)善(shan)現代金(jin)融監(jian)(jian)管(guan)(guan)(guan)，是當前(qian)金(jin)融領域的(de)一(yi)項重(zhong)要任務。我們將聚焦(jiao)中國式(shi)現代化(hua)建設全(quan)過程，全(quan)面強化(hua)機構監(jian)(jian)管(guan)(guan)(guan)、行(xing)為監(jian)(jian)管(guan)(guan)(guan)、功(gong)能監(jian)(jian)管(guan)(guan)(guan)、穿透式(shi)監(jian)(jian)管(guan)(guan)(guan)、持續監(jian)(jian)管(guan)(guan)(guan)，切實(shi)提升監(jian)(jian)管(guan)(guan)(guan)的(de)前(qian)瞻性、精準性、有效性和協(xie)同(tong)性。堅決消(xiao)(xiao)除監(jian)(jian)管(guan)(guan)(guan)空白和盲區，厘清責(ze)任邊界，拉緊責(ze)任鏈(lian)條，加強綜(zong)合(he)(he)治理，完(wan)善(shan)多(duo)(duo)主體參與、多(duo)(duo)領域協(xie)作、多(duo)(duo)層次(ci)貫通的(de)責(ze)任體系，真正實(shi)現監(jian)(jian)管(guan)(guan)(guan)“全(quan)覆蓋(gai)、無例外(wai)”。強化(hua)央(yang)地(di)(di)監(jian)(jian)管(guan)(guan)(guan)協(xie)同(tong)，完(wan)善(shan)制度安排、健全(quan)工作機制，實(shi)現中央(yang)與地(di)(di)方兩個層面的(de)無縫對接協(xie)調。持續整治金(jin)融市場亂象，重(zhong)拳(quan)懲處嚴重(zhong)違法違規行(xing)為。切實(shi)維護好金(jin)融消(xiao)(xiao)費(fei)者合(he)(he)法權(quan)益，不斷提升廣(guang)大人民群眾(zhong)獲得(de)感、幸福感、安全(quan)感。

　　三、堅決打好防(fang)(fang)(fang)控(kong)(kong)金(jin)融(rong)風(feng)(feng)險(xian)(xian)(xian)(xian)主(zhu)(zhu)動(dong)仗(zhang)。防(fang)(fang)(fang)范(fan)化(hua)(hua)(hua)解(jie)金(jin)融(rong)風(feng)(feng)險(xian)(xian)(xian)(xian)是金(jin)融(rong)工作(zuo)的(de)(de)永(yong)恒主(zhu)(zhu)題。近期(qi)國(guo)際銀行業接連發生風(feng)(feng)險(xian)(xian)(xian)(xian)事(shi)件，雖然對我國(guo)直接沖擊(ji)很小，但也(ye)有(you)(you)(you)很強的(de)(de)警示意(yi)義。我們將(jiang)始終以“時(shi)時(shi)放心不(bu)(bu)下”的(de)(de)責(ze)任感，突出重(zhong)點、把(ba)握節奏、精準發力(li)，穩慎化(hua)(hua)(hua)解(jie)存(cun)量風(feng)(feng)險(xian)(xian)(xian)(xian)、堅決遏(e)制(zhi)增量風(feng)(feng)險(xian)(xian)(xian)(xian)。下好風(feng)(feng)險(xian)(xian)(xian)(xian)前瞻防(fang)(fang)(fang)控(kong)(kong)“先(xian)手棋”，以更加主(zhu)(zhu)動(dong)的(de)(de)態(tai)度應(ying)對各類風(feng)(feng)險(xian)(xian)(xian)(xian)隱患，堅持早識別、早預警、早發現、早處(chu)置(zhi)，努力(li)把(ba)風(feng)(feng)險(xian)(xian)(xian)(xian)化(hua)(hua)(hua)解(jie)在萌芽狀(zhuang)態(tai)，及時(shi)阻斷(duan)風(feng)(feng)險(xian)(xian)(xian)(xian)蔓延。練好穿透監(jian)管“繡(xiu)花工”，提高數字化(hua)(hua)(hua)智(zhi)能化(hua)(hua)(hua)水平(ping)，真正做到“管住(zhu)人(ren)、看住(zhu)錢(qian)、扎(zha)牢制(zhi)度防(fang)(fang)(fang)火墻”。打好風(feng)(feng)險(xian)(xian)(xian)(xian)處(chu)置(zhi)“組合拳”，做實做細應(ying)急(ji)預案，完(wan)善(shan)常態(tai)化(hua)(hua)(hua)風(feng)(feng)險(xian)(xian)(xian)(xian)處(chu)置(zhi)機制(zhi)，多(duo)渠道充實處(chu)置(zhi)資源(yuan)，充分調動(dong)各方主(zhu)(zhu)動(dong)化(hua)(hua)(hua)險(xian)(xian)(xian)(xian)積極(ji)性。我國(guo)擁有(you)(you)(you)黨的(de)(de)領(ling)導政(zheng)治優勢，有(you)(you)(you)集(ji)中力(li)量辦大(da)事(shi)的(de)(de)制(zhi)度優勢，經濟長(chang)期(qi)向(xiang)好的(de)(de)基(ji)本面不(bu)(bu)會(hui)(hui)改變，作(zuo)為全球經濟增長(chang)主(zhu)(zhu)引(yin)擎的(de)(de)地位(wei)不(bu)(bu)會(hui)(hui)改變，這是我們防(fang)(fang)(fang)范(fan)化(hua)(hua)(hua)解(jie)風(feng)(feng)險(xian)(xian)(xian)(xian)的(de)(de)最大(da)支撐和(he)保障。目前，我國(guo)金(jin)融(rong)業運行整體(ti)平(ping)穩，風(feng)(feng)險(xian)(xian)(xian)(xian)總體(ti)可(ke)控(kong)(kong)，我們完(wan)全有(you)(you)(you)條件有(you)(you)(you)信心有(you)(you)(you)能力(li)守牢不(bu)(bu)發生系統性金(jin)融(rong)風(feng)(feng)險(xian)(xian)(xian)(xian)底線。

　　四(si)、持續(xu)深化(hua)重(zhong)(zhong)(zhong)點(dian)領域改(gai)革促發展(zhan)。解(jie)決影(ying)響和(he)(he)(he)制(zhi)約金(jin)融(rong)(rong)業(ye)發展(zhan)的難題，必須堅(jian)定不(bu)移深化(hua)改(gai)革。我(wo)們將以金(jin)融(rong)(rong)體系結(jie)構(gou)(gou)調整(zheng)優(you)化(hua)為重(zhong)(zhong)(zhong)點(dian)，持續(xu)優(you)化(hua)融(rong)(rong)資結(jie)構(gou)(gou)和(he)(he)(he)金(jin)融(rong)(rong)機構(gou)(gou)體系、市(shi)場體系、產品體系，進(jin)(jin)(jin)一步提升金(jin)融(rong)(rong)服務(wu)實(shi)體經(jing)(jing)濟的適(shi)配性。引導金(jin)融(rong)(rong)機構(gou)(gou)牢(lao)固(gu)樹立(li)正確經(jing)(jing)營(ying)觀、業(ye)績觀和(he)(he)(he)風險觀，強化(hua)公司治理(li)、轉換經(jing)(jing)營(ying)機制(zhi)、完(wan)善(shan)管(guan)理(li)流(liu)程，加快建立(li)中國特色現代金(jin)融(rong)(rong)企業(ye)制(zhi)度。監(jian)(jian)管(guan)體制(zhi)改(gai)革是金(jin)融(rong)(rong)改(gai)革的重(zhong)(zhong)(zhong)要一環。我(wo)們將以自身機構(gou)(gou)改(gai)革為契(qi)機，切實(shi)轉變職能、提升效能、改(gai)進(jin)(jin)(jin)作(zuo)風，用鐵肩膀(bang)挑(tiao)起監(jian)(jian)管(guan)重(zhong)(zhong)(zhong)擔。持續(xu)優(you)化(hua)制(zhi)度供給，積極(ji)推動法律法規“立(li)改(gai)廢(fei)釋”，與(yu)時俱進(jin)(jin)(jin)完(wan)善(shan)審(shen)慎監(jian)(jian)管(guan)規則，該(gai)管(guan)的堅(jian)決管(guan)住，該(gai)放(fang)的有序(xu)放(fang)開，切實(shi)促進(jin)(jin)(jin)金(jin)融(rong)(rong)業(ye)穩定健康發展(zhan)。

　　五、始終堅(jian)持(chi)金(jin)(jin)融(rong)(rong)(rong)(rong)對(dui)外(wai)開(kai)放(fang)(fang)不動搖(yao)。對(dui)外(wai)開(kai)放(fang)(fang)是我國長(chang)期(qi)堅(jian)持(chi)的(de)基(ji)本國策，金(jin)(jin)融(rong)(rong)(rong)(rong)業開(kai)放(fang)(fang)的(de)大(da)門只會越開(kai)越大(da)。近年來(lai)(lai)，金(jin)(jin)融(rong)(rong)(rong)(rong)領(ling)域先(xian)后推(tui)出50多條開(kai)放(fang)(fang)措施，取消了外(wai)資股比限(xian)制，大(da)幅減少了外(wai)資準入數量型門檻，一批開(kai)放(fang)(fang)實例先(xian)后落(luo)地。近期(qi)法巴農(nong)銀理財也(ye)將在(zai)上海開(kai)業。我們將繼(ji)續堅(jian)持(chi)“引進來(lai)(lai)”和(he)“走出去”并舉，穩步推(tui)進金(jin)(jin)融(rong)(rong)(rong)(rong)業高水(shui)平(ping)對(dui)外(wai)開(kai)放(fang)(fang)，持(chi)續打造市場化(hua)(hua)、法治化(hua)(hua)、國際化(hua)(hua)營(ying)商環境。在(zai)財富管(guan)理、綠色金(jin)(jin)融(rong)(rong)(rong)(rong)、養老健康、資產(chan)管(guan)理等領(ling)域，熱(re)忱(chen)歡迎經(jing)營(ying)穩健、資質優(you)良的(de)外(wai)資機構來(lai)(lai)華展(zhan)業，鼓(gu)勵符合條件的(de)外(wai)資機構參與各(ge)類(lei)業務試點。高質量實施區(qu)域全(quan)面經(jing)濟伙伴關系協定(RCEP)，不斷(duan)提升金(jin)(jin)融(rong)(rong)(rong)(rong)業制度型開(kai)放(fang)(fang)水(shui)平(ping)。優(you)化(hua)(hua)跨境金(jin)(jin)融(rong)(rong)(rong)(rong)服務，大(da)力(li)支持(chi)共(gong)建“一帶一路(lu)”。積極參與國際金(jin)(jin)融(rong)(rong)(rong)(rong)治理建設，加強(qiang)政策協調和(he)監管(guan)協作，共(gong)同促進全(quan)球(qiu)金(jin)(jin)融(rong)(rong)(rong)(rong)穩定。